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GMAC Mortgage

GMAC Mortgage LLC is a popular residential mortgage servicer in the country. As a part of Ally Financial Inc, one of the largest financial service providers in the nation, it has expertise and long history of providing quality servicing platforms to a large base of customers spanning all states of the United States. Currently it offers its mortgage and servicing products under its Ditech brand.

At GMAC Mortgage LLC, customers have a wide choice in purchase and refinance products besides having access to FHA insured loans. The features associated with each product of the company include competitive interest rates and flexible down payment options. Moreover, there are variable as well as fixed rate loan options, thus giving you more choice for an affordable and manageable home finance solution.

For new home buyers, the company also offers a selection of bank-owned properties, commonly known as REO properties. The updated listing of these properties for sale, which are a result of ongoing foreclosures across the nation, can be found on the website of GMAC Mortgage.

GMAC Mortgage Login

The company has a well-structured online payment system, which is easy to operate and maintain, yet secure enough to protect your account from fraud and scam. Its innovative approach in designing a mortgage login process that is safe and convenient, both at the same time, is a benchmark in its high-class servicing portfolio. Besides the usual requirements of username and password one has to go through certain additional steps based on images and questions they have selected during the enrolment procedure in order to log in to their account. Browse our website to get more details on GMAC Mortgage Login.

GMAC Mortgage Rates

GMAC Mortgage Rates remained historical low during the year 2010, however a slight increase is projected in the year 2011 as the market continues to gain strength. Nevertheless, the company ranked among the top few with the most competitive rates for products like 30 year fixed, 15 year fixed and adjustable mortgages. For example, the 30 year fixed loan with 2.750 points is available at 4.625 percent, which is among the lowest seeing the current market standard. Browse our website to get more detailed and updated information on GMAC Mortgage Rates.

GMAC Mortgage Payment

Besides online payment solution, which requires you to log in to your account, GMAC offers options like pay by phone, mail or MoneyGram. A customer is free to choose an option that suits him/her the most, but they must bear in mind that the payment should reach the company before the expiry of the grace period. If this does not happen, they might have to pay a late fee and run the risk of getting delinquent in payments. It is important to opt for a payment solution that allows you to make payment in time and ward off the danger of receiving a foreclosure notice.

GMAC Mortgage Customer Service

GMAC Mortgage Customer Service can be contacted for queries regarding a mortgage loan and refinance product. This can be done by dialing 1-877-941-4622. Existing customers who want solutions to their servicing issues, such as payoff statement or loan modification programs, can also contact GMAC Mortgage Customer Service by calling the automated phone service at 1-800-766-4622. Besides using phone, one can also send mail to the customer service department of the company. Here is the mailing address:

GMAC Mortgage
Attn: Customer Service
P.O. Box 4622
Waterloo, IA 50704-4622


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