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US Bank Home Mortgage Insurance

US Bank Home Mortgage Insurance may refer to the coverage against property damage due to a natural calamity. It may also refer to a home insurance product taken to protect the structure and content of your home from theft, vandalism and fire. PMI or Private Mortgage Insurance is yet another program that becomes necessary when a borrower cannot fulfill adequate down payment requirements at closing table.

US Bank Home Mortgage Insurance Department

US Bank has a full-fledged home mortgage insurance department that provides solutions to insurance related issues. One such issue is to get a claim check processed and obtain the insurance funds in the event of property damage or loss.

There exists a Hazard Insurance Processing Center that handles such issues. One needs to provide all required documents to this center to in order to get your claim endorsed. These claim documents may include Estimate of Damages, Contract, Contractor’s Statement, Building Permit, Lien Release, Statement of Completion, and Declaration of Intent to Complete Repairs.

The claim check is usually endorsed by US Bank if the account is current and there is no late payment in the past one year. Depending upon your circumstances you may need to include forms like Loss Claim Process Instructions, Contractor’s Statement, Lien Release, Statement of Completion and Declaration of Intent to Complete Repairs.

All these forms are available online in downloadable format. Among these forms you will also find guidelines on how to proceed towards the endorsement of your insurance claim check. Visit the website of the bank to get these resources.

US Bank Home Mortgage Insurance Department Phone Number

US Bank Home Mortgage Insurance Department refers to the Hazard Insurance Property Damage Processing Center. This center is also known as US Bank Loss Draft Department and it is where the insurance claim is processed and information regarding the same is provided. The following are the contact details for this department.

Phone Number: 866-411-889
Fax Number: 937-525-8877
Email: usbhm.insurance.claims@usbank.com

Regular Mailing Address
U.S. Bank Home Mortgage
Attention: Loss Drafts
P. O. Box 6501
Springfield, OH 45501-6501

Overnight Mailing Address
U.S. Bank Home Mortgage
Attention: Loss Drafts
1 Assurant Way
Springfield, OH 45505

Website: www.usbank.com


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